Refund & Results Disclaimer Policy: We offer a 5-business-day cooling-off period from the time of purchase. If you contact us within this window, you are eligible for a full refund—no questions asked. After the 5-business-day window, all course purchases are considered final and non-refundable. This is because participants receive immediate access to valuable digital training materials, live sessions, and lifetime recordings at the time of purchase. If you’re unable to attend the live program, you will still have lifetime access to the course materials and recordings, so you can revisit the content on your own schedule. For support or refund inquiries during the cooling-off window, please email us at info@toddhartley.com. No Guarantee of Results. While we are committed to providing you with world-class training and valuable insights, we do not guarantee any specific outcome—including but not limited to results in your business, finances, health, relationships, or personal growth. By participating in our programs or using our content, you understand and agree that: You are solely responsible for how you apply the information. Your results will vary based on your effort, background, business, and numerous other factors outside our control. Testimonials and success stories shared by us or others are not typical and should not be seen as promises of similar results. We do not offer legal, financial, tax, medical, relationship, or investment advice of any kind. You use the information at your own risk, and you agree to take full responsibility for your actions and outcomes. We assume no liability for errors or omissions in any of our training materials or communications.